Terms of Plus Loans

The amount borrowed on a PLUS loan can be as high as the cost of education minus all other aid. A credit check is required to determine eligibility. Parent borrowers must complete a PLUS application and a Master Promissory Note (MPN) online through the Federal Student Aid website.

For additional information including current interest rates and origination fees, please visit the Federal Student Aid website.

Note: Request a Direct PLUS Loan no earlier than 60-days before the first term of attendance each academic year. There is a limited amount of time for the college to certify an approved loan, and if you are approved too soon the credit check may expire before it is possible to certify the loan. If this happens you will have to complete a new application.