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Parent Loans for Undergraduates

Loans are available for parents to cover the cost of the family contribution. PLUS (Parent Loans for Undergraduate Students) are Federal Direct Loans in which the parent of a dependent student is the applicant/borrower.

Terms of PLUS Loans

The amount borrowed on a PLUS loan can be as high as the cost of education minus all other aid. A credit check is required to determine eligibility. Parent borrowers must complete a PLUS application and a Master Promissory Note (MPN) on the Federal Student Aid website. Interst rates and origionations fees for new loans may change on an annual basis. Current rates and fees are available on the Federal Student Aid Website.


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